I can show you any home on the market in Murfreesboro and Middle Tennessee! You can simply Click here to do an MLS Property Search or give me a call and I’ll do the work for you!

True Real Estate professionalism is an ever-changing art in our correcting Real Estate market. We are truly fortunate to be in a changed but healthy market here in Middle Tennessee, and I pride myself on being on the cutting edge of the technology, trends, and changes that we face in the Real
Estate industry currently.

I am in constant communication with my buyers and sellers, and utilize the many tools at my disposal to effectively market my listings, and search for my buyers. I run my business as a high energy, heavily connected, technology-driven entity that has proven to be remarkably effective even as
our market continues to correct its self.

Though I use technology to market my properties, I market my self primarily through referrals. Referrals are the highest compliment of a job well done.

Professional Organizations:
Middle Tennessee Association of Realtors, Tennessee Association of Realtors, National Association of Realtors

Accredidations/Awards:
2007 Rookie of the Year Award
2007 Silver Award in Sales

Education/Licensing:
I hold a bachelor’s degree in Mass Communications, with an emphasis in Graphic Communications, as well as my affiliate broker’s license in Real Estate.

Community Involvement:
* Coach Indoor Soccer, Basketball, JR Pro Cheerleading for all age groups 
* Donate a percentage of each transaction to the Make-A-Wish Foundation
* Active in charitable walks/runs benefiting AIDS, Cancer, and Child Advocacy
* Member of the Chamber of Commerce in Rutherford County

Office Phone: (615) 896-4040

Cell Phone: (615) 507-9349

Fax Number: (615) 523-8787

E-mail Jackie Hogencamp

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Murfreesboro Computer Repair   Murfreesboro Real Estate Agent

Well as expected last Friday, in the face of wonderful employment statistics indicating a continued economic improvement, mortgage rates rose. I’m still in shock that some people are up in arms about it! They went from 4.71% on a 30-yr fixed-rate mortgage to 4.81%. On a 15-yr fixed-rate mortgage the rates went from 4.27% to 4.32%. So, yes, they rose, but are still at historic lows and still lower than a year ago in the same month…

If the Federal Reserve stops buying mortgage-backed securities next March rates will rise, but it won’t be anything Earth shattering. If and when it occurs, rates will go up, however, reknowned financial observers state that it is most likely they will nominally increase, not rise exponentially. Keith Gumbinger, VP of HSH Associates, predicts that when the FED discontinues it’s intervention, it will bolster rates approximately 3/4 of a point for a 30-year conforming loan. He also predicts that at the end of 2010 rates will be somewhere around 6%.

Several real estate experts as well as financial experts contend that the Fed will more than likely continue it’s intervention as long as the housing market’s recovery is teetering…

That said, this is all conjecture. With rates at a record low, continued rate increases projected, home prices incredibly low, absorption rates improving, the extension and expansion of the First Time Home Buyer Tax Credit, and Builder/Seller incentive offers more creative and lucrative for buyers than ever, it truly is the best time to buy!

The continual correction and improvement of real estate trends will continue to fuel consumer confidence, and along with all of the above mentioned motivators, I think that a huge surge in real estate purchases will soon be upon us, and Middle Tennessee will continue to be an amazingly healthy and corrected market. The vast majority of homes that are continuing to sell with a lower absorption rate in Middle Tennessee are under $200k, with the majority of that price point subset that is selling being actually under $150k. It is going to be very interesting to see in mid-2010 how these lower price point absorption rates compiled with the extension and expansion of the Tax Credit to include those who are not first-timers will affect the broader spectrum and all of the price points.

For now though, let’s all take a deep breath and sigh…mortgage rates rose a whole tenth of a percent, but are still under 5%!!!!!!!!!!!!!!!! Amazing. Ok, call me and buy a house now lol.

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Murfreesboro Computer Repair   Murfreesboro Real Estate Agent